As a buyer you have the right to know what you are buying...especially in today's foreclosure market where homes are being purchased in AS IS condition with no guarantees or warranties. A professional home inspection is something you MUST do regardless whether or not it is a new or pre-owned home. This inspection is an opportunity to have an expert look closely at the home you are considering purchasing. It is best to have all the inspectors findings in a written report and not rely on an oral opinion as they are easily misinterpreted.
Make sure your inspector is Stated licensed and a member of ASHI (American Society of Home Inspection). Accompany the inspector to the inspection if possible and ask questions. If you can't be present ask a family member or close friend to represent you.
Most real estate contracts provide for an inspection to be done within a certain time period. This inspection clause is considered a contingency to your purchasing the home. If you don't approve the inspection, you don't have to buy. Many times the seller will make the necessary repairs found in the Inspection
Report but sometimes they won't (as in FHA and Bank Owned Foreclosures). If you do not approve the inspection report and wish to cancel the contract, ALWAYS put your cancellation in writing within the time period specified in the purchase contract.
Showing posts with label broker. Show all posts
Showing posts with label broker. Show all posts
Monday, September 21, 2009
Wednesday, September 16, 2009
REAL ESTATE MOVES-TOP MOST FORGOTTEN ITEMS
When you are running around on moving day, here are some items to remember:
A. Copies of family medical records, vet records and prescriptions to transfer to a destination pharmacy. Also your child's permanent school record and shot records.
B. Anything that you have placed in a hidden spot....like jewelery, wills or other valuables.
C. Check with the dry cleaners to make sure you haven't forgotten to pick up your favorite piece of clothing.
D. Keep your new address handy....you may be so stressed that you can actually forget it.
E. Leave out cleaning supplies for a final cleaning. Many of these items mover's won't transport anyway.
F. Don't pack your garage door openers and appliance instruction manuals. Put them in the cabinet over the stove with a sign for the movers "Don't Pack" on the doors. Spare house keys, mailbox keys and pool keys should be placed there too.
G. Don't forget your pets. Make arrangements for their transport....just don't leave them with the house....like so many people are doing these days.
H. Open a destination bank account about a month before your move so that you will have immediate access to your funds and local bank checks. This also gives the Title company an account for the transfer of closing funds from the sale of your home.
I. Collect all the spare keys (from neighbors or other outside hiding places) and leave them in a predetermined spot for the new owners.
A. Copies of family medical records, vet records and prescriptions to transfer to a destination pharmacy. Also your child's permanent school record and shot records.
B. Anything that you have placed in a hidden spot....like jewelery, wills or other valuables.
C. Check with the dry cleaners to make sure you haven't forgotten to pick up your favorite piece of clothing.
D. Keep your new address handy....you may be so stressed that you can actually forget it.
E. Leave out cleaning supplies for a final cleaning. Many of these items mover's won't transport anyway.
F. Don't pack your garage door openers and appliance instruction manuals. Put them in the cabinet over the stove with a sign for the movers "Don't Pack" on the doors. Spare house keys, mailbox keys and pool keys should be placed there too.
G. Don't forget your pets. Make arrangements for their transport....just don't leave them with the house....like so many people are doing these days.
H. Open a destination bank account about a month before your move so that you will have immediate access to your funds and local bank checks. This also gives the Title company an account for the transfer of closing funds from the sale of your home.
I. Collect all the spare keys (from neighbors or other outside hiding places) and leave them in a predetermined spot for the new owners.
Monday, September 14, 2009
ARIZONA HOME BUYER'S PROPERTY INFORMATION WEBSITES
Bank-owned and foreclosure homes are currently being sold "AS IS" without the homebuyer receiving any kind of Seller's Disclosure regarding the history of the property ie. repairs, room additions, criminal issues, environmental sites or any other disclosure that may affect the buyer's decision to purchase. A real estate agent can provide you with websites containing this vital information; however, if you are purchasing property without an agent, here are some websites that you may want to peruse.
County Assessors/Tax Records Maricopa County www.maricopa.gov/assessor or http://treasurer.maricopa.gov/parcels Other Counties www.az.gov/webpage/portal
Termites & Other Wood Destroying Pests www.sb.state.az.us/TermiteInsp.php orhttp://www.sb.state.az.us/
Lead-Based Paint Disclosures www.epa.gov/lead/
Roof Information http://www.azroofing.org/
Septic/Other On-Site Water Treatmentwww.azdeq.gov/environ/water/permits/onsitenot.html
Swimming Pools http://azdhs.gov/phs/oeh/pool_rules.htm
Mold www.cdc.gov/mold/default.htm
Deaths/Felonies on the Property www.azleg.state.az.us/ars/32/02156.htm
Superfund Sites www.adeq.state.az.us/environ/waste/sps/phx.html
Sex Offenders https://az.gov/webapp/offender/main.do
Crime Statistics http://www.faxnet1.org/
Schools http://www.ade.state.az.us/
Soil Problems http://www.az.nrcs.usda.gov/ (Search shrink/swell)
Finally, be sure to talk to the surrounding neighbors and drive around the neighborhood.For additional Maricopa & Pinal county real estate homebuyer related websites contact me through my blogsite.
County Assessors/Tax Records Maricopa County www.maricopa.gov/assessor or http://treasurer.maricopa.gov/parcels Other Counties www.az.gov/webpage/portal
Termites & Other Wood Destroying Pests www.sb.state.az.us/TermiteInsp.php orhttp://www.sb.state.az.us/
Lead-Based Paint Disclosures www.epa.gov/lead/
Roof Information http://www.azroofing.org/
Septic/Other On-Site Water Treatmentwww.azdeq.gov/environ/water/permits/onsitenot.html
Swimming Pools http://azdhs.gov/phs/oeh/pool_rules.htm
Mold www.cdc.gov/mold/default.htm
Deaths/Felonies on the Property www.azleg.state.az.us/ars/32/02156.htm
Superfund Sites www.adeq.state.az.us/environ/waste/sps/phx.html
Sex Offenders https://az.gov/webapp/offender/main.do
Crime Statistics http://www.faxnet1.org/
Schools http://www.ade.state.az.us/
Soil Problems http://www.az.nrcs.usda.gov/ (Search shrink/swell)
Finally, be sure to talk to the surrounding neighbors and drive around the neighborhood.For additional Maricopa & Pinal county real estate homebuyer related websites contact me through my blogsite.
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