TRICK OR TREAT! MSN EMAIL BEEN HACKED LATELY? READ THIS!!!

TRICK OR TREAT!!!Am using My Computer Works to help with any computer issues and they spent 70 minutes on my computer yesterday trying to remove all the email addresses that hacker put in when they sabotaged my account over Labor Day.  Turns out I had to call MSN support and have them go in and remove the addresses because they were on their Server and not actually in my address book where I could remove them.  I suggest checking your computer to see if yours has the same crap in it.  It's not supposed to be a danger but I don't like a bunch of weird email addresses that I can't take out...always afraid of some implanted virus that could explode at anytime....muy paranoid am I.  The scary thing about this is that when I am in MSN these addresses don't show up as they are not in my actual address book.  But, if I go out on 
Internet Explorer or Foxfire Mozilla, go into www.msn.com and go to send a new message they are in the online address book.  By typing the letter "a" into the "TO:" and then scrolling down all the a's I accidentally found all the hacker's addresses they used when they sent out their emails asking for money.  I went to the b's and did the same thing finding more.  I went down the whole alphabet and they stopped adding the emails when they got to K.  Anyway after talking to two MSN Tech Support people at midnight (had to insist on a supervisor...the first person didn't listen and kept giving me a canned pitch) I finally sent all the email addresses to butterflyhelp@hotmail.com(the guy's English was so terrible I had to ask him several times what he was saying...erggggggg. Try having a English as a second language person say Butterfly!!

AZ BUYER--HOW BANKS SELL REO'S PART III

How Banks Sell REO's

Each bank/lender works a little differently but they all want to get the best price possible and have no interest in giving away the property. If the bank is very large they will have an entire department set up to manage their REO inventory.  After you make an offer to purchase, banks usually present a "counter-offer" and/or ask for your "highest & best" offer especially when there are several bidders on a property.   The Bank's counter may be at a higher price than you expect (especially the first week a REO is listed for sale) but they have to demonstrate to investors, shareholders and auditors that they attempted to get the highest price possible. You should plan to counter the counter-offer but when multiple offers exist you may not get the opportunity to make an additional counter offer.
Additionally, your offer will have to be reviewed and approved by several individuals and/or mortgage insurance companies.  Although an offer is accepted the bank may insert verbiage like “contingent upon corporate approval within 5 days" plus include there own "AS IS" addendum.